Public Liability
Covers third-party bodily injury or property damage occurring at your premises or arising from your business operations — including slips, trips, and accidental damage to a visitor's property.
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Modern businesses face a widening range of liability exposures — a customer injured on premises, a defective product causing damage, professional advice that turns out to be wrong, a director sued for a management decision, or a data breach affecting customers. Liability insurance pays legal defence costs and settlements, protecting both business assets and personal wealth.
We arrange tailored programs combining Public Liability, Product Liability, Professional Indemnity (E&O), Directors & Officers (D&O), Workmen's Compensation, and Cyber Liability — sized to your industry, contractual exposure, and counterparty requirements.
Comprehensive protection designed for real-world needs and unexpected situations.
Covers third-party bodily injury or property damage occurring at your premises or arising from your business operations — including slips, trips, and accidental damage to a visitor's property.
Protects manufacturers, distributors, and retailers against claims arising from injury or damage caused by defective products — including recall expenses on selected policies.
For consultants, IT firms, architects, accountants, and advisors — covers claims arising from professional negligence, errors, omissions, or breach of duty.
Protects personal assets of directors and officers from claims of mismanagement, breach of duty, or wrongful acts in their corporate decision-making.
Statutory cover for employer's liability towards employees for accidents and occupational diseases arising out of and in the course of employment.
Covers third-party claims and regulatory penalties arising from data breaches, privacy violations, and cyber incidents — including notification and credit-monitoring costs.
Real reasons clients choose this protection and stay protected for the long term.
Even baseless lawsuits cost money to defend. Liability policies cover attorney fees, court costs, and investigation expenses — often the largest part of a claim.
D&O and Professional Indemnity protect personal wealth of directors and professionals when business assets alone are insufficient to cover a claim.
Many vendor contracts, lease agreements, and large customer contracts mandate specific liability covers and minimum limits as a condition of doing business.
Beyond money, liability covers often fund crisis communication, PR support, and recall management — protecting brand value during a claim.
Workmen's Compensation and certain industry-specific liabilities are mandatory under Indian law — non-compliance carries penalties and exposes principals personally.
A single product-defect or D&O claim can run into many crores. Liability covers absorb that tail risk for a fraction of the potential loss.
Discover other protection plans available through InsureWise Advisors.
Hospitalization, surgeries & critical illness
View DetailsTerm, savings & retirement plans
View DetailsCar, two-wheeler & commercial vehicle cover
View DetailsDomestic & international travel protection
View DetailsAsset, liability, employee & cyber cover
View DetailsHome & commercial property protection
View DetailsSpeak with an InsureWise advisor for a personalized recommendation — free, transparent, and tailored to your needs.