Comprehensive Hospitalization
Covers room rent, ICU charges, surgeon fees, diagnostics, and inpatient treatment costs for employees and dependents enrolled under the policy.
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A group health insurance policy is one of the most valued employee benefits a company can offer. It covers hospitalization, surgeries, day-care procedures, and emergency treatments for employees — and often their families — under a single corporate policy with simpler underwriting than individual cover.
We help startups, SMEs, and large enterprises design group medical programs that balance employee wellbeing with cost predictability — including waiver of waiting periods, maternity inclusions, and parental cover top-ups tailored to your workforce.
Comprehensive protection designed for real-world needs and unexpected situations.
Covers room rent, ICU charges, surgeon fees, diagnostics, and inpatient treatment costs for employees and dependents enrolled under the policy.
Employees access cashless treatment at thousands of network hospitals across India — no upfront payment, no reimbursement paperwork.
Maternity benefits with reduced or waived waiting periods, plus newborn coverage from day one — a high-value benefit for younger workforces.
Standard group policies waive waiting periods for pre-existing conditions from day one — a key advantage over individual retail policies.
Optional voluntary top-ups allow employees to extend coverage to parents and in-laws at preferential group premiums.
Annual health check-ups, teleconsultations, OPD reimbursements, and wellness programs to support proactive employee health.
Real reasons clients choose this protection and stay protected for the long term.
Health benefits consistently rank among the top reasons employees join and stay. A strong group policy strengthens your employer brand.
Group risk pooling delivers significantly lower per-person premiums than equivalent individual retail health policies.
Premiums paid by the company qualify as legitimate business expenses, reducing taxable corporate income.
Faster access to treatment and preventive care means employees recover quickly and miss fewer working days.
A single policy, one point of contact, one renewal — instead of tracking dozens of individual claims and policies.
Choose sum insured tiers, co-pay structures, room-rent caps, and riders that fit your budget and workforce profile.
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View DetailsSpeak with an InsureWise advisor for a personalized recommendation — free, transparent, and tailored to your needs.